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Medicare
Medicare
is the federal health insurance program for: People who are 65 or older. Certain younger people with disabilities. People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”
With a Long-Term Care plan it is designed to help you pay for types of services that come about as we get older. You may eventually need help with things you’ve always been able to do yourself – shopping for groceries, fixing meals, cleaning the house or with personal services, like bathing, dressing or taking medications. This plan is there to help with all these types of services. Long-Term care buyers guide
Life Insurance
Life Insurance
Life insurance is about providing for the people you care about most. These funds can help your loved ones pay monthly living expenses, stay in their home and pay off debts, including final expenses. It can also help send a child to college one day. It pays a sum of money you choose and may help protect them from the financial impact of your death.
Medicare Advantage plans
Medicare Advantage plans
With an advantage plan, you’ll still have Medicare, but you’ll get most of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan, not Original Medicare. Most advantage plans also include Medicare prescription drug coverage (Part D).
Critical Illness Insurance
Critical Illness Insurance
If you’re diagnosed with a serious illness, one of the last things you want to worry about is your finances. A Critical Illness policy helps provide protection from a variety of covered conditions, so you can focus on getting well without the burden of finances being covered.
Dental
Dental
Did you know Medicare doesn’t cover dental services? That means dental bills for things like routine cleanings, fillings, crowns, bridges, dentures and root canals come right out of your pocket. A dental insurance policy can help you get the dental care you need with the confidence of knowing what your out-of-pocket costs will be.
Annuities
Annuities
Annuities can help address one of your fundamental concerns: Outliving your savings. They offer you guaranteed lifetime income payments, which may give you freedom to fulfill your retirement dreams and help with your financial peace of mind. They also give you flexibility to use your cash however you choose.
Final Expense Insurance
Final Expense Insurance
With these type of plans, you can ensure that in the event of your passing, your loved ones will not feel the burden of paying for funeral costs or any other expenses incurred and bring peace to knowing this is all covered during a difficult time.
Disability Insurance
Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for completion of core work functions
" What our customers are saying "
" What our customers are saying "
Andrew, I wanted to Thank you for going above and beyond to help my mom with her insurance needs and struggles. She spoke of you a lot, like a proud Aunt. She thought the world of you!
Trish Y